We are here to help you build a beautiful home in Wheat Ridge

From loans to invest in your Wheat Ridge home, to ideas and vision for making it happen, we’ve pulled together financial and creative resources to support you.

Localworks Home Loan Program

The Home Investment Program offers low-interest loans for improvements supported by the

Neighborhood Revitalization Strategy

Eligible properties must be in the program’s current service area of all properties in the City of Wheat Ridge between Sheridan and Wadsworth with most funds targeted for the priority area of 32nd to 44th Avenues and Sheridan to Pierce within the City of Wheat Ridge.  The loans will be for up to 80% of the cost of home renovations with loan amounts between $5,000 and $30,000.  The loans offered will have 0% interest year 1, 4% interest thereafter; they are up to 10-year notes with a 20-year amortization schedule. Localworks is pleased to provide funding for our low-interest loan program to spur improvements to owner-occupied homes.

Eligible project costs include exterior facade improvements, landscaping, interior renovations, energy improvements, and structural, mechanical & electrical repairs.  All projects must include exterior improvements visible from the street.

View the complete Home Investment Loan Program Application Package (10/26/2016 – Updated link!)

*If you have problems downloading the file, please call the office for it to be emailed or mailed to you or to pick up a copy.